World Nomads Travel Insurance

World Nomads Travel Insurance - What we cover

Travel Insurance for independent Australian travellers. Nobody wants to think about all the things that might go wrong on their trip, but these things can and do happen.

World Nomads Travel insurance has been designed by travellers to cover everything you need. We make sure you’re covered, even if you run out of travel insurance on the road. We don't just keep you insured, with us you'll travel smarter and safer.

Standard Plan

Our Standard plan provides excellent levels of cover for those travellers heading out on an independent trip with less tech and fewer pre-booked travel arrangements. We’ve kept cancellation and baggage cover lower to make sure you pay only for what you need.

Explorer Plan

Our Explorer plan provides exceptional levels of cover. If you’ve pre-booked a tour or longer stretches of accommodation, our higher levels of cancellation give you added piece of mind and also larger benefits for those digital nomads looking for extra cover for electronic equipment.

Plan Highlights


World Nomads



You need medical help for sudden illness or injury.

Cover emergency overseas medical treatment including treatment in a clinic or hospital, plus medicines and physiotherapy as prescribed by your treating Doctor to get you well and keep you travelling.



You need emergency medical evacuation for Sudden Illness or injury.

Cover your transport to the nearest, appropriate medical facility, which also includes your medical repatriation for further treatment at home. Plus it includes, reasonable additional travel and accommodation expenses for a friend or relative to accompany you while you're in hospital and/or during repatriation.



You have to cancel your trip due to unforeseeable events outside of your control.

Covers the costs to cancel all or part of your trip (including other pre-booked expenses) for up to 14 specific Insured Events including a sudden illness or serious injury, natural disasters, strike or lost passports.



Your gear is stolen or damaged whilst travelling.

Cover theft or accidental damage of your gear such as iPads, laptops and digital cameras in specific incidents up to individual item limits. We also allow you upgrade your cover to increase these item limits.



Adventure Travel Cover

World Nomads travel insurance covers adventure activities - all the things you love to do when you travel.

Surfing Adventures

Trekking to 6000m

Scuba Diving

Skiing & Boarding

Mountain Biking

We have different levels of cover available for those adventurous World Nomads looking to get their heart pumping on their adventure.

Travel Insurance Claims

Over the past 10 plus years, we have seen just about every type of travel insurance claim there is. Best of all you can claim online while you're still travelling.

Whilst surfing in Bali, Indonesia I was attacked by a two metre Bull Shark. The bite to my right forearm had severed five tendons and most of the muscle. World Nomads travel insurance covered the costs of my medical bills up front. – JF (Indonesia)

Gear cover for the digital nomad

World Nomads travel insurance doesn't just cover your adventure activities, but as digital nomads ourselves, we know how important it is to have cover for your tech gear as well.

We cover theft or accidental damage of your gear and you can also upgrade your cover to increase the individual item limit to $3,000 per item.

Camera cover
We have cover for all your photography gear:

Our Standard plan covers $500 which is suitable for a pocket point-and-shoot.

Our Explorer plan covers $2,000 for all of your combined cameras and lenses.

You can increase cover for your combined cameras and lenses up to $6,000 by adding these to your policy.

iPhone & iPad cover
Our Standard Plan covers up to $2,000 with a per item limit of $500. our Explorer Plan covers up to $10,000 with a per item limit of $2,000.

Laptop cover
Our Standard Plan covers up to $2,000 with a per item limit of $500. our Explorer Plan covers up to $10,000 with a per item limit of $2,000.

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

World Nomads is supported by various underwriters throughout the world depending on your country of residence.